Category: Medi-Cal Planning

New Medicare Advantage Benefits – Prevention Innovations

As Medicare Advantage providers begin to implement new benefits, it is important to evaluate your insurance options during each Medicare enrollment period.  Additionally, even with expanded benefits, it is still crucial to plan for long-term care.  Private long-term care insurance, private paying, and Medi-Cal will still be the primary sources for paying for long-term care, not Medicare. 

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Caring for Your Elderly Parents

It is important to understand the options available to help you help your parents from in-home care and adult day programs; assisted living and board and care; to skilled nursing care. Although many of these options have significant costs, Medi-Cal may offer some financial relief. In particular, Medi-Cal will cover the cost of skilled nursing home care. Although Medi-Cal is a resource-based program, there are many strategies available to Californian residents to qualify for benefits without having to spend down your assets.

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Medi-Cal for Long-Term Care

Medi-Cal is a California state program that will pay for long-term nursing home care for an indefinite period of time, as long as you qualify by being financial eligible and require medical care in a skilled nursing home or rehabilitation center.

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