Spoofing is when someone is pretending to be someone they are not. This can be done by scammers using caller ID to use a phone number you may be familiar with, such as your credit union or bank phone number. The scam goes like this: You receive a phone call from a number that resembles your credit union or bank. They claim charges were made to your debit card. They may give you some information that seems legitimate, such as the last 4 digits of your ATM card. During the conversation they will want you to give them information to verify who you are. This may include information such as the PIN number of your account, or your mother\u2019s maiden name. Remember, they called YOU, not the other way around. If the credit union or bank called you, they would have the information needed for the conversation. You should never give this information out at any point. If the conversation starts feeling suspicious, then you should ask for their name and phone number to call them back. Then call the credit union or bank. Look up the phone number from a trusted source. Does the phone number match? Call the bank directly to see if there is an issue. Under no circumstances should you give out your PIN number on the phone.<\/p>\n